Rates verified on 2026-10-17
Estimates only
British Columbia take-home pay calculator
Tax year 2026
Your result will appear here
Tax year 2026
How British Columbia take-home pay is calculated (2026)
BC provincial tax sits beside federal tax, CPP/CPP2, and EI. For 2026 CRA lists seven BC brackets from 5.6% to $50,363 up to 20.5% above $265,545. We credit the BC basic personal amount ($13,216 × 5.6%). The BC basic tax reduction (up to $575 for lower incomes) is not modeled.
What makes a BC paycheque different
- Seven brackets: 5.6% / 7.7% / 10.5% / 12.29% / 14.7% / 16.8% / 20.5% (CRA 2026).
- BC BPA $13,216 at 5.6% (T4127 Table 8.2 / TD1BC).
- Annual engine uses the full-year 5.6% lowest rate — not the mid-year withholding proration some payroll tables use after July 2026.
How we count BC take-home
- Provincial: walk BC brackets, then subtract BPA × 5.6%.
- Federal income tax + CPP / CPP2 + EI from CA-2026 national.
- Not modeled: BC basic tax reduction (S), other non-refundable credits.
Sources & status
VerifiedPrimary sources below, grouped by layer. Oldest verification on this page: 2026-10-17.
Federal
- CRA current year tax rates and income brackets (2026) →verified 2026-10-17
- CRA T4127 Payroll Deductions Formulas 122nd ed. — BPAF $16,452 / $14,829; phase $181,440–$258,482 →verified 2026-10-17
- CRA CPP contribution rates, maximums and exemptions (2026 YMPE $74,600; 5.95%) →verified 2026-10-17
- CRA CPP2 contribution rates and maximums (2026 YAMPE $85,000; 4%) →verified 2026-10-17
- CRA EI premium rates and maximums (2026 1.63% / $68,900; QC 1.30%) →verified 2026-10-17
- CRA TD1 2026 Personal Tax Credits Return (basic personal amount $16,452) →verified 2026-10-17
State
- CRA current year tax rates — British Columbia 2026 brackets (5.6%–20.5%) →verified 2026-10-19
- CRA T4127 Jan 2026 Table 8.2 — BC basic amount $13,216; tax reduction S $575 →verified 2026-10-19
- CRA TD1BC 2026 Personal Tax Credits Return →verified 2026-10-19
British Columbia tax brackets (2026)
Federal income tax brackets
| From | To | Rate |
|---|---|---|
| $0.00 | $58,523.00 | 14.00% |
| $58,523.00 | $117,045.00 | 20.50% |
| $117,045.00 | $181,440.00 | 26.00% |
| $181,440.00 | $258,482.00 | 29.00% |
| $258,482.00 | and above | 33.00% |
British Columbia tax brackets
| From | To | Rate |
|---|---|---|
| $0.00 | $50,363.00 | 5.60% |
| $50,363.00 | $100,728.00 | 7.70% |
| $100,728.00 | $115,648.00 | 10.50% |
| $115,648.00 | $140,430.00 | 12.29% |
| $140,430.00 | $190,405.00 | 14.70% |
| $190,405.00 | $265,545.00 | 16.80% |
| $265,545.00 | and above | 20.50% |
Worked examples (British Columbia, annual, default assumptions)
| Gross | Net | Effective |
|---|---|---|
| $60,000.00 | $46,645.24 | 22.3% |
| $90,000.00 | $66,755.47 | 25.8% |
| $130,000.00 | $93,686.43 | 27.9% |
Examples use single filing status and no 401(k)/HSA. Open the calculator above to try your salary and filing status.
Frequently asked questions
- Is BC’s lowest rate 5.6% or 6.14%?
- Annual liability for 2026 uses 5.6% (CRA current-year / T4127 Option 2). Some July 2026 payroll withholding used a prorated 6.14% — this calculator is annual, not a mid-year stub estimator.
- Do you apply the BC tax reduction?
- No. The T4127 reduction (up to $575, phased out above about $41,722) is listed as not modeled.
Related Canada calculators
Useful links
Official British Columbia tax agencies and the primary sources behind the rates on this page.
- CRA — Current year tax rates (British Columbia) →
2026 provincial brackets
- CRA — TD1BC 2026 →
BC personal tax credits
- Counttaxes — Canada methodology →
Scope and changelog