What is Georgia’s 2026 income tax rate?

A flat 4.99% after the Georgia standard deduction, per Georgia DOR Important Tax Updates and the 2026 Employer’s Tax Guide. That replaced the prior 5.19% flat rate for years beginning in 2026.

What Georgia standard deduction do you use?

$15,000 for single, head of household, and married filing separately; $30,000 for married filing jointly — matching DOR’s 2026 amounts.

Why might my stub still show 5.19%?

DOR’s employer guide told employers to keep withholding at 5.19% until they could switch to 4.99% starting May 11, 2026. Year-end liability for 2026 still follows the 4.99% schedule; withholding catch-up can happen later.

Do you include Georgia dependent deductions?

No. DOR raised the dependent deduction (to $5,000 in the employer guide materials). This simplified engine applies only the standard deduction and the flat rate.

Rates verified on 2026-10-11

Estimates only

Georgia take-home pay calculator

Tax year 2026 (Jan 1 – Dec 31, 2026)

Region(required)

Gross pay

Pay frequency

Filing status

Pre-tax 401(k)

Traditional elective deferral — reduces taxable income, not FICA. Cap $24,500/yr (under age 50).

Advanced options

Your age

Age 50+ / 60–63 raise the 401(k) elective deferral cap; age 55+ adds the fixed $1,000 HSA catch-up when present in the verified national file.

Dependents

Adds state/city personal exemptions beyond yourself (and spouse if MFJ) where the state file models them. Federal tax credits for dependents are not modeled.

Roth 401(k)

Does not reduce taxable income. Real plans share the elective deferral limit with pre-tax 401(k).

HSA coverage

HSA contribution (annual)

Self-only $4,400; family $8,750; +$1,000 if age ≥ 55. Payroll HSA reduces FICA. Some states (e.g. California) do not conform — HSA still counts in state wages.

Other pre-tax benefits (annual)

Health/dental/vision, FSA, dependent-care FSA, commuter — reduces AGI and FICA.

Federal deduction

Results update as you type. Methodology · Annual figures are exact; per-paycheck figures are rounded.

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Tax year 2026

How Georgia take-home pay is calculated (2026)

A Georgia paycheck estimate on Counttaxes stacks federal income tax and FICA with Georgia’s 2026 flat 4.99% individual income tax after the state standard deduction. Georgia DOR cut the rate from 5.19% and raised the standard deduction to $15,000 (single / HOH / MFS) or $30,000 (MFJ) for years beginning in 2026. We subtract that Georgia deduction from modeled wages (after optional pre-tax 401(k)/HSA when entered), then apply 4.99%. Dependent deductions, credits, and Georgia’s limited overtime/tip exclusions are outside the engine.

Outline map of the state of Georgia — Georgia state outline (styled by Counttaxes) — not an official DOR chart.

One rate, Georgia: how flat-tax withholding works

For taxable years beginning in 2026, Georgia’s individual income tax is a flat 4.99% — down from 5.19% — after the Georgia standard deduction. Georgia DOR set that deduction at $15,000 for single, head of household, and married filing separately, or $30,000 for married filing jointly. Those amounts are smaller than the federal standard deduction, so more of a typical wage enters the state base. Employers could continue withholding at 5.19% until May 11, 2026, then switch to 4.99%; this calculator uses the full-year 4.99% liability schedule. Dependent deductions, credits, and limited overtime/tip exclusions are not modeled.

State income tax (2026)as of 2026
Flat 4.99% (was 5.19%)
Source: Georgia DOR — Important Tax Updates →
Georgia standard deductionas of 2026
$15,000 single/HOH/MFS · $30,000 MFJ
Source: Georgia DOR — Important Tax Updates →
Median household incomeas of 2024 ACS 1-year
$79,991
Source: U.S. Census Bureau — Georgia profile (ACS median household income) →

Local wage taxes

Georgia does not layer a statewide network of municipal wage income taxes the way Ohio or Pennsylvania do. What usually differs between this estimate and a real Georgia stub is benefits, Georgia withholding timing (5.19% vs 4.99% mid-year), and items we list as not modeled — not a city income-tax line.

What makes a Georgia paycheck different

Flat 4.99% for tax years beginning in 2026 — down from 5.19% (Georgia DOR Important Tax Updates and 2026 Employer’s Tax Guide).
Georgia standard deduction is $15,000 or $30,000 MFJ — far below the federal standard deduction, so a larger share of wages is state-taxable than many people expect from the federal return alone.
Employer withholding guidance: continue 5.19% until the rate-change effective date, then 4.99% starting May 11, 2026. Annual liability for 2026 still uses 4.99%; mid-year stubs may show the older rate for a while.
Dependent deduction rose to $5,000 in DOR’s employer guide — we do not subtract dependents here.
Georgia did not fully conform to federal overtime/tip exemptions; DOR notes limited exclusions (up to $1,750 each) that we do not model.

How we count Georgia take-home

State: (wages − Georgia standard deduction for filing status) × 4.99%. Optional pre-tax 401(k)/HSA reduce the wage base when entered.
Federal income tax: IRS 2026 brackets and standard deduction from the verified US national file.
FICA: Social Security (6.2% up to the SSA wage base) and Medicare (1.45%, plus Additional Medicare where it applies).
Not modeled: State payroll levies; Personal exemptions; Dependent Deduction.

Full United States methodology · Bracket tables · Engine & privacy

Sources & status

Verified

Primary sources below, grouped by layer. Oldest verification on this page: 2026-10-11.

Georgia tax brackets (2026)

Federal income tax brackets (Single)

From	To	Rate
$0.00	$12,400.00	10.00%
$12,400.00	$50,400.00	12.00%
$50,400.00	$105,700.00	22.00%
$105,700.00	$201,775.00	24.00%
$201,775.00	$256,225.00	32.00%
$256,225.00	$640,600.00	35.00%
$640,600.00	and above	37.00%

Georgia flat state tax

From	To	Rate
$0.00	and above	4.99%

How a US paycheck works

Every US paycheck starts with the same federal layers: income-tax withholding from Form W-4, plus Social Security and Medicare (FICA). State and local lines come next when your region files them.

Counttaxes estimates annual liability from verified rate files, then shows per-paycheck amounts for your frequency — not a live payroll withholding run.

Read the full US paycheck guide →

Worked examples (Georgia, annual, default assumptions)

Gross	Net	Effective
$60,000.00	$48,144.50	19.8%
$100,000.00	$74,938.50	25.1%
$150,000.00	$107,054.50	28.6%

Examples use single filing status and no 401(k)/HSA. Open the calculator above to try your salary and filing status.

Frequently asked questions

What is Georgia’s 2026 income tax rate?: A flat 4.99% after the Georgia standard deduction, per Georgia DOR Important Tax Updates and the 2026 Employer’s Tax Guide. That replaced the prior 5.19% flat rate for years beginning in 2026.
What Georgia standard deduction do you use?: $15,000 for single, head of household, and married filing separately; $30,000 for married filing jointly — matching DOR’s 2026 amounts.
Why might my stub still show 5.19%?: DOR’s employer guide told employers to keep withholding at 5.19% until they could switch to 4.99% starting May 11, 2026. Year-end liability for 2026 still follows the 4.99% schedule; withholding catch-up can happen later.
Do you include Georgia dependent deductions?: No. DOR raised the dependent deduction (to $5,000 in the employer guide materials). This simplified engine applies only the standard deduction and the flat rate.

Related United States calculators

Useful links

Official Georgia tax agencies and the primary sources behind the rates on this page.

Georgia DOR — Important Tax Updates →
2026 rate 4.99%; standard deduction amounts
Georgia DOR — 2026 Employer’s Tax Guide →
Withholding timing and deduction confirmation
Georgia DOR — Taxes for individuals →
Individual income tax forms and filing hub
Census — Georgia profile →
ACS median household income context
Counttaxes — US sources →
Federal rate file audit trail