Verified rates
US Federal Income Tax Brackets 2026
Band tables below are generated from the same 2026 JSON the take-home calculator uses — sourced from IRS. Rates are statutory income-tax brackets; payroll levies (FICA, NI, ACC, Medicare levy, CPP) are separate.
Federal income tax brackets (Single)
| From | To | Rate |
|---|---|---|
| $0.00 | $12,400.00 | 10.00% |
| $12,400.00 | $50,400.00 | 12.00% |
| $50,400.00 | $105,700.00 | 22.00% |
| $105,700.00 | $201,775.00 | 24.00% |
| $201,775.00 | $256,225.00 | 32.00% |
| $256,225.00 | $640,600.00 | 35.00% |
| $640,600.00 | and above | 37.00% |
Federal income tax brackets (Married filing jointly)
| From | To | Rate |
|---|---|---|
| $0.00 | $24,800.00 | 10.00% |
| $24,800.00 | $100,800.00 | 12.00% |
| $100,800.00 | $211,400.00 | 22.00% |
| $211,400.00 | $403,550.00 | 24.00% |
| $403,550.00 | $512,450.00 | 32.00% |
| $512,450.00 | $768,700.00 | 35.00% |
| $768,700.00 | and above | 37.00% |
Federal income tax brackets (Married filing separately)
| From | To | Rate |
|---|---|---|
| $0.00 | $12,400.00 | 10.00% |
| $12,400.00 | $50,400.00 | 12.00% |
| $50,400.00 | $105,700.00 | 22.00% |
| $105,700.00 | $201,775.00 | 24.00% |
| $201,775.00 | $256,225.00 | 32.00% |
| $256,225.00 | $384,350.00 | 35.00% |
| $384,350.00 | and above | 37.00% |
Federal income tax brackets (Head of household)
| From | To | Rate |
|---|---|---|
| $0.00 | $17,700.00 | 10.00% |
| $17,700.00 | $67,450.00 | 12.00% |
| $67,450.00 | $105,700.00 | 22.00% |
| $105,700.00 | $201,750.00 | 24.00% |
| $201,750.00 | $256,200.00 | 32.00% |
| $256,200.00 | $640,600.00 | 35.00% |
| $640,600.00 | and above | 37.00% |
Region brackets on take-home pages
State, nation, and province schedules live next to each take-home calculator (anchor #brackets).
Sources & status
VerifiedPrimary sources below, grouped by layer. Oldest verification on this page: 2026-10-11.
Federal
- IRS Rev. Proc. 2025-32 (brackets + standard deduction) →verified 2026-10-11
- IRS newsroom IR-2025-103 tax year 2026 inflation adjustments →verified 2026-10-11
- SSA contribution and benefit base 2026 →verified 2026-10-11
- IRS retirement topics — 401(k) contribution limits 2026 →verified 2026-10-11
- IRS — HSA contribution limits (Pub. 969; age-55 catch-up $1,000 fixed) →verified 2026-11-07
- IRS newsroom — 401(k) limit $24,500; catch-up $8,000 / ages 60–63 $11,250 (2026) →verified 2026-11-07
- IRS — Retirement topics catch-up contributions (2026) →verified 2026-11-07