Rates verified on 2026-10-15
Estimates only
Wales take-home pay calculator
Tax year 2026
Your result will appear here
Tax year 2026-27
How Wales take-home pay is calculated (2026–27)
Welsh rates of Income Tax for 2026 to 2027 match England and Northern Ireland on the HMRC employer tables: 20% basic, 40% higher, and 45% additional after the £12,570 Personal Allowance. Class 1 National Insurance is the same UK-wide schedule, so a Welsh paycheck on this calculator matches England & NI pound-for-pound for the same salary and student loan choices.
Wales vs the rest of the UK on a paycheck
- Welsh Rates of Income Tax can diverge from England in principle; for 2026–27 HMRC still lists the same band limits and rates for Wales as for England and Northern Ireland.
- Personal Allowance (£12,570) and the £100,000 taper are UK-wide — not set separately for Wales on this page.
- Scotland is the nation with a different six-band table; compare there if you are weighing a move or dual contract.
- Employee NI (8% / 2%) and student loan thresholds do not change when your tax code is Welsh.
How we count Wales take-home
- Income Tax: Wales bands from the verified UK-2026-27 national file (identical to England & NI for this year).
- Class 1 employee NI and optional student loan / net-pay pension from the national file.
- Not modeled: Marriage Allowance, Blind Person’s Allowance, dividends, employer NI.
Full United Kingdom methodology · Bracket tables · Engine & privacy
Sources & status
VerifiedPrimary sources below, grouped by layer. Oldest verification on this page: 2026-10-15.
Federal
- GOV.UK Income Tax rates and allowances current and past →verified 2026-10-15
- GOV.UK rates and thresholds for employers 2026 to 2027 →verified 2026-10-15
- GOV.UK student loan repayment guidance for employers →verified 2026-10-15
State
Wales tax brackets (2026-27)
England & Northern Ireland income tax bands
| From | To | Rate |
|---|---|---|
| £0.00 | £37,700.00 | 20.00% |
| £37,700.00 | £125,140.00 | 40.00% |
| £125,140.00 | and above | 45.00% |
Wales income tax bands
| From | To | Rate |
|---|---|---|
| £0.00 | £37,700.00 | 20.00% |
| £37,700.00 | £125,140.00 | 40.00% |
| £125,140.00 | and above | 45.00% |
Worked examples (Wales, annual, default assumptions)
| Gross | Net | Effective |
|---|---|---|
| £30,000.00 | £25,119.60 | 16.3% |
| £50,000.00 | £39,519.60 | 21.0% |
| £80,000.00 | £56,957.40 | 28.8% |
Examples use single filing status and no 401(k)/HSA. Open the calculator above to try your salary and filing status.
Frequently asked questions
- Are Welsh Income Tax rates different this year?
- Not on the 2026 to 2027 HMRC employer rates page — Wales uses the same basic / higher / additional structure and limits as England and Northern Ireland. If rates diverge in a later year, we will update the Wales file separately.
- Why have a Wales page if the numbers match England?
- So you can land on a Wales-labelled calculator, see Welsh-specific links, and stay correct if Welsh Rates change while England stays frozen.
- Does the S code or C code change the math here?
- Tax codes tell payroll which nation’s bands to use. This page always applies the Wales band table. Use the Scotland page if your code is Scottish (S).
Related United Kingdom calculators
Useful links
Official Wales tax agencies and the primary sources behind the rates on this page.
- GOV.UK — Rates and thresholds for employers 2026 to 2027 (Wales) →
Confirms Wales matched to England/NI
- GOV.UK — Income Tax rates and allowances →
England, Northern Ireland and Wales table
- Welsh Government — Welsh Rates of Income Tax →
Welsh Rates policy overview
- England & NI take-home →
Same bands for 2026–27
- Scotland take-home →
Different six-band schedule
- Counttaxes — UK methodology →
Scope and changelog