Verified rates
NZ Income Tax Rates 2026–27
Band tables below are generated from the same 2026-27 JSON the take-home calculator uses — sourced from IRD. Rates are statutory income-tax brackets; payroll levies (FICA, NI, ACC, Medicare levy, CPP) are separate.
Income tax brackets
| From | To | Rate |
|---|---|---|
| $0.00 | $15,600.00 | 10.50% |
| $15,600.00 | $53,500.00 | 17.50% |
| $53,500.00 | $78,100.00 | 30.00% |
| $78,100.00 | $180,000.00 | 33.00% |
| $180,000.00 | and above | 39.00% |
Sources & status
VerifiedPrimary sources below, grouped by layer. Oldest verification on this page: 2026-10-24.
Federal
- IRD tax rates for individuals — From 1 April 2025 (10.5% / 17.5% / 30% / 33% / 39% at $15,600 / $53,500 / $78,100 / $180,000; still applies 2026–27) →verified 2026-10-24
- IRD ACC earners' levy 1 Apr 2026 – 31 Mar 2027: 1.75% / max earnings $156,641 →verified 2026-10-24
- IRD KiwiSaver employee contribution rates — 3.5% default / 4% / 6% / 8% / 10% →verified 2026-10-24